Stash Reviews
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Stash Features and Benefits
Key features and benefits of stash.com:
- Fractional Shares: Invest in fractional shares of your favorite companies with as little as $1.
- Multiple Investing Options: Choose from a variety of investment options, including individual stocks, ETFs, and retirement accounts.
- Stock-Back® Card: Earn stock rewards on everyday purchases with the Stock-Back® Card.
- Get Paid Early: Access your paycheck up to two days early with direct deposit.
- Banking Features: Enjoy unique banking features such as no hidden fees, no minimum balance, and access to thousands of fee-free ATMs.
- Stash Learn & Stash Coach: Access educational resources and personalized guidance to help you make informed investment decisions.
- Retirement Calculator: Use the retirement calculator to plan and manage your retirement savings effectively.
- Automated Investing: Benefit from automated investing features that help build your portfolio over time.
- Values-Based Investing: Invest in companies that align with your values through socially responsible investment options.
- No Account Minimum: Start investing with no minimum balance required.
Stash Pricing
Stash.com offers two subscription plans: Stash Growth and Stash+.
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Stash Growth: $3/month or $32/year. This plan includes a personal brokerage account, a retirement account, an automated investing account (Smart Portfolio), and the Stock-Back Card that earns 0.125% back in stock on everyday purchases.
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Stash+: $9/month or $97/year. This plan includes all the features of Stash Growth, plus up to two Kids Portfolios, a Stock-Back Card that earns 1% back in stock on purchases up to $1,000 per month, and $10,000 of life insurance coverage through Avibra.
About Stash.com Payment Method?
Stash.com offers two payment methods for their services. Users can choose to pay their fees on a monthly or yearly basis. The payment can be made from either the user's Stash Account or their Funding Account, as described in the Advisory Agreement. Alternatively, users can also choose to pay via certain debit or credit cards. If users opt for a Monthly Payment, they agree to an initial and recurring payment of the Stash Fee at the then-current Stash Fee rate applicable to the Platform Tier Service they select. Stash will automatically renew the Monthly Payment for each successive monthly period until the user cancels their Platform Tier Service. If users opt for a Yearly Payment, they agree to make an initial pre-payment for twelve months in full and in advance of the Stash Fee at the then-current Stash Fee rate applicable to the Platform Tier Service they select. After one year, and yearly thereafter, users will be automatically billed a recurring Yearly Payment renewal fee for twelve months in full and in advance at the then-current Stash Fee rate applicable to the Platform Tier they have selected. Users can link a debit card to Stash by changing their payment method in the Stash app. Please note that only one debit card can be linked at a time. Stash mobile banking also allows users to deposit their checks from anywhere by taking a photo and uploading the mobile check. The Stock-Back® Card is a mobile-friendly way to get stock every time users shop. It can be used with Apple Pay, Google Pay, Venmo, and Square Cash.
Stash FAQs
Stash Alternatives
Top 10 stash.com alternatives:
- Coinbase: A leading cryptocurrency exchange platform, offering secure buying, storing, and selling of cryptocurrencies.
- MetaTrader: A comprehensive trading platform for financial markets, including Forex, Stocks, Futures, and CFDs.
- Robinhood: Known for zero-dollar commissions on trades, making it a popular choice for stock market investments.
- eToro: A social trading platform that allows users to follow and copy the trades of successful investors.
- NVSTly - Social Investing: Focuses on social investing, enabling users to share and discuss investment strategies.
- Acorns: An investment app that rounds up spare change from everyday purchases and invests it in diversified portfolios.
- Betterment: A robo-advisor that provides automated, goal-based investing with personalized financial advice.
- Wealthfront: Another robo-advisor offering automated investment management and financial planning.
- M1 Finance: Combines automated investing with the flexibility of a customizable portfolio.
- Public.com: A social investing app that allows users to invest in stocks and ETFs while connecting with other investors.
How To Open A Stash Account?
Steps to open an account on stash.com:
- Visit the Stash website or download the Stash app.
- Sign up by providing your email address and creating a password.
- Verify your identity by providing necessary personal information such as name, address, and Social Security number.
- Link a bank account to fund your Stash account.
- Choose a subscription plan that fits your needs.
- Complete the account setup and start investing with as little as $5.
For more detailed instructions, refer to the Stash website.
About Stash.com Prices and Cost?
Stash.com offers two plans: Stash Growth and Stash+. The Stash Growth plan costs $3 per month or $32 per year. This plan includes access to an online banking account, a brokerage account, and the robo-advisor, plus limited investing advice for individuals and a $1,000 life insurance policy. The Stash+ plan is priced at $9 per month or $97 per year. It offers all the features of the Stash Growth plan, but with a higher life insurance policy of $10,000. The service has a $0 account minimum, though managed Smart Portfolios require $5 to get started. The subscription fee is collected once a month, or once a year, based on your frequency preferences, around the date when you first opened your account. The subscription is automatically renewed unless you cancel or change it, which you can do at any time.
About Stash.com Popular Products and Services?
Stash.com is an investment app that combines features of a brokerage account and a robo-advisor with an online banking account. It's a convenient and easy-to-use platform that could be a great choice for people who want to learn about investing. The platform offers a good selection of investment assets and managed portfolios that deliver robo-advisor functionality. It also includes an online banking account with budgeting tools. Debit card purchases earn rewards in fractional shares of stock. However, the banking account doesn't earn any interest and the monthly subscription fees can be expensive for smaller portfolios. The robo-advisor only manages taxable investments. There are no human financial advisors and no automatic tax-loss harvesting. Stash is a good choice for people who are just starting to learn about saving and investing. Users get an investment account and an online banking account with Stash, helping them to coordinate their financial goals. For example, users can gradually fund their investment by rounding up purchases to the nearest dollar using a Stash debit card, depositing the rounded amount in the app’s brokerage account. Stash’s robo-advisor functionality provides a managed portfolio tailored to users' risk tolerance and goals, where the platform selects investment assets and manages them. More hands-on investors can design their own investment portfolios. However, all this convenience comes with a relatively high price tag. Stash charges flat monthly subscription fees, and while they only amount to a few dollars a month they’re still quite expensive relative to other options available, especially for smaller portfolio balances. Moreover, the banking account does not offer an annual percentage yield (APY), making it a poor option for savings. If users are looking for a more comprehensive service, they can probably get a better deal by choosing a dedicated robo-advisor platform. People looking to grow as self-directed investors should check out an online brokerage account. Consider an online savings account if users want an app to stash their cash with a high APY.
What are the investment options in Stash?
Stash offers a variety of investment options. Users can invest in stocks and ETFs with no add-on commission fees. The app provides the option to select your own investments or to use its fully managed service, Smart Portfolio. The investment catalog is large, allowing users to choose from nearly 4,000 stocks, ETFs, and real estate investment trusts (REITs). Stash also offers a variety of ETFs, ranging from value and growth stocks to commodities and bonds. Users can also purchase stocks from individual companies or fractional shares of stock. Additionally, Stash offers the Stock-Back® Card, which allows users to earn up to 3% in stock with every swipe. Users can also learn how to trade options through Stash.
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